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*savings off msrp, special purchase, no substitutions, and no rain checks. Offers limited to stock on hand. Inventory on some items is extremely limited. All colors may not be available at all locations.
?Retail Installment States: AZ, IL, KY, MO, NM, PA, SC, VA, WI
Service described is a retail installment contract. The down payment is $50. Subject to approval and verification.
Example:
The annual percentage rate (APR) generally ranges from 144% to 201%. For example, a qualified customer may receive a retail installment contract for an amount financed of $1,000.00 with an APR of 144.59%. In this example, the customer would pay a $50 down payment, finance the cash price of $1,000.00 (including applicable tax or delivery or warranty fees), and make 25 bi-weekly payments of $72.82 and 1 bi-weekly payment of $72.26. The total amount repayable would be $1,892.76 with full, timely payments. If a retail installment contract is extended to you, the payment period to repay the indebtedness may be weekly, bi-weekly, semi-monthly, or monthly, depending on the schedule by which you are paid. Your APR will be determined based upon your creditworthiness at the time of application. Your actual terms depend upon your credit score, amount financed, contract term, payment frequency, and credit usage and history. There is no prepayment penalty. All retail installment contracts have a minimum repayment term of 6 months or longer.
The Early Payoff Option allows customers to save money on finance charges through paying off the amount financed within 101 days plus the lesser of the finance charges accrued or $50, and applicable late and NSF fees.
60-Day Promotion:
The 60-day promotion enables qualifying applicants (who meet standard underwriting criteria and have a FICO score of 650 or greater) to choose to defer their first scheduled payment for 60 days from the Agreement Date. The first full payment will be due on day 60 from the Agreement Date, regardless of the customer's payroll frequency. The 60-day promotion is available to qualified applicants from 01/13/2020 - 03/15/2020 at participating locations.
Lease to Own States: AL, AR, CT, FL, GA, IA, IN, KS, LA, MD, MI, MS, NY, NC, OH, OK, RI, TN, TX, WV
Service described is a rental-purchase agreement in Alabama, a rental-purchase transaction in Arkansas, a lease-to-own program in Michigan, a lease-purchase agreement in Ohio, a lease in Rhode Island, and a rent-to-own program in West Virginia (referred to here as "agreement"). The processing fee or initial rent payment due is $50 plus tax. The total amount necessary to acquire ownership varies as it is determined by the cash price of the merchandise, applicable fees and tax, the frequency of payments, and the agreement term. The total number of payments necessary to acquire ownership of the property ranges from 1 to 104 payments, depending on your agreement. All remaining periodic payments may vary by your agreement and will be determined by the cash price of the merchandise, applicable fees and tax, the frequency of payments, and the agreement term. Charges payable by the lessee may include leasing fees, an Early Buyout Option fee, and applicable NSF fees, late fees, delivery fees, and tax, and optional loss damage waiver fees. A security deposit may also be required. The timing of scheduled payments depends on whether you are on a weekly, bi-weekly, semi-monthly, or monthly payment frequency. Rhode Island customers: if your lease liability at the end of the lease term is based on the anticipated residual value of the property, an extra charge may be imposed at the end of the lease term.
Subject to approval and verification. For details, visit www.americanfirstfinance.com.
60-Day Promotion:
The 60-day promotion enables qualifying applicants (who meet standard underwriting criteria and have a FICO score of 650 or greater) to choose to defer their first scheduled payment for 60 days from the Agreement Date. The first full payment will be due on day 60 from the Agreement Date, regardless of the customer's payroll frequency. The 60-day promotion is available to qualified applicants from 01/13/2020 - 03/15/2020 at participating locations.Approval is possible without a FICO score, but American First Finance Inc. may check credit history. For details visit www.americanfirstfinance.com. "No Credit Needed" is different than "no credit check."
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American Freight Furniture and Mattress | www.americanfreight.com
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