This site did not show evidence of storing passwords in plaintext.
This site does allow secured connections (https)
This site did show a clear way to unsubscribe from their emails
This site does verify your email address.
Membership Emails
Below is a sample of the emails you can expect to receive when signed up to DirectPay.
Thank you for signing up! Get started by confirming your registration and logging into your account by clicking the following link. For your security,this link is valid for 48 hours.